Cherussery Finance Pvt. Ltd. is dedicated to offering simple, dependable financial support for individuals and small businesses across South India. With years of experience under the Cherussery Group, we focus on real people and real progress — not just transactions.
Cherussery Finance Pvt. Ltd. builds upon the respected legacy of the Cherussery Group, offering responsible, transparent, and people-focused financial services that cater to real-life needs. The institution was originally registered in Andhra Pradesh and later taken over by the current Kerala-based stakeholders in 2016. With a valid NBFC license under the Reserve Bank of India since 1989, the company operates under strict regulatory compliance and is classified as a Loan Company under RBI norms. Today, its corporate headquarters functions from Thrissur, Kerala.
The company’s progress is guided by Chairman Raveendran Cherussery, whose professional journey began in the late 1970s in the gold ornament manufacturing industry. His entrepreneurial direction is deeply rooted in family legacy, inspired by his father’s financial establishment, Sri Krishna Dhana Vyavasaya Fund, which operated under KML registration from the 1950s. This heritage combines experience, credibility, and a strong foundation in ethical business practices—shaping the organisation’s values even today.
Cherussery Finance began operations with just five branches and has since grown into a broader service network driven by steady expansion and structured governance. The company maintains robust compliance standards across RBI directives, the Ministry of Corporate Affairs, and income tax regulations, ensuring transparency and trust at every operational level. Supported by a committed leadership team, the company continues to widen access to essential financial products including Gold Loans, Personal Loans, Business Loans, and Product Loans, serving customers across both urban and rural regions.
Looking ahead, Cherussery Credit aims to deepen its footprint across South India by opening more branches and introducing specialised lending products for the MSME sector—empowering small enterprises, traders, and growing businesses. To support expansion sustainably, the company is exploring capital mobilisation through privately placed debentures and NCD schemes, aligned with RBI guidelines on CRAR, leverage ratios, and risk-based asset management. Every initiative reflects the organisation’s core principle: combining ethical finance with long-term value creation.
As we move forward, our commitment remains unchanged—upholding trust, respecting heritage, and delivering financial solutions that uplift individuals, strengthen business aspirations, and contribute to regional economic progress.
Our mission is to provide ethical and dependable financial solutions that enable people and businesses to grow with confidence. We focus on clarity, trust, and thoughtful lending—ensuring support that truly adds value to the lives and ambitions of our customers.
We envision a strong and expanding financial network across South India, built on reliability and long-term impact. Our goal is to empower emerging businesses, strengthen local economies, and create a trusted financial ecosystem that stands the test of time.
We believe finance should be built on integrity and respect. Every decision we make is guided by transparency, responsible lending, and a commitment to serving our customers with clarity, dignity, and long-term trust.
Years Of Experience
Cherussery Credit Pvt Ltd is a company registered in the state of Andhra Pradesh and taken over by the present stake holders of Kerala during the year 2016. The company holds a valid NBFC registration since 1989, to do the business of financing all over the India. The company belongs to “Loan Company” under the classification of Reserve Bank. Since at present all the directors and stakeholders are in Thrissur district of Kerala state, now the corporate office of the company has been set in Thrissur. Company is a closely held company under the management of Three directors viz. Mr. C.V.Raveendran (Managing Director), Mrs.K.G. Sreeja, and Ms.C.R Aarcha . All the Regulatory compliances of the company such as with RBI, Ministry of Corporate Affairs & Income tax department are proper and upto date.
The unwavering commitment of Cherussery Group to upholding the highest standards of trust, transparency, and professionalism forms the cornerstone of our enduring success
Company presently have its Regional corporate office at Thrissur, Kerala and 08 branches in Westfort, Kunnathangadi, Kizhuthani, Pavaratty, Mayannur,Kothakurissi,Ambalapara and Poovathingal. Present Promoter’s fund of the company is 336 lacs and company has an outstanding Loans advances of 430 lacs, having NCD to the tune of Rs.186 lacs, Cash credit from Dhanalaxmi bank for Rs.120 lacs as on date. Company’s main loan portfolios are Small business loans and Gold loans.
Our company is focused on growing steadily by expanding our presence and improving the services we offer. We plan to upgrade our operations, use better tools, and create solutions that genuinely add value for our customers. We will also explore suitable funding options while maintaining strong compliance. Our long-term goal is to achieve stable growth, build real value, and deliver a consistently better experience for everyone we serve.
Late Shri. Velayudhan Cherussery, a visionary entrepreneur and philanthropist, founded Cherussery Finance Pvt. Ltd. on trust, transparency, and social service. With humble beginnings, he empowered individuals and small businesses through responsible lending. His integrity, compassion, and leadership shaped a culture of honesty and care, transforming a regional enterprise into a trusted financial name in Kerala — a legacy that continues to inspire and guide the Cherussery Group.
Mr. Raveendran Cherussery is a veteran corporate leader heading Cherussery Finance Pvt. Ltd. since 2016 and leading major jewellery firms including VR Jewel Makers and Dhana Jewel Craft. He serves as Director of JMA Trade Centre, former State President of JMA, Patron of Vishwakarma Suwarnakar Sangham, and Advisory Council President of Laloor Sri Karthyayani Devi Temple.
Mr. Raveendran Cherussery is a veteran corporate leader heading Cherussery Finance Pvt. Ltd. since 2016 and leading major jewellery firms including VR Jewel Makers and Dhana Jewel Craft. He serves as Director of JMA Trade Centre, former State President of JMA, Patron of Vishwakarma Suwarnakar Sangham, and Advisory Council President of Laloor Sri Karthyayani Devi Temple.
Mrs. Sreeja Raveendran, Director of Cherussery Finance Pvt. Ltd. and a Commerce graduate, provides steady guidance as a discreet and dependable advisor to the Chairman. Her strengths as a meticulous homemaker translate into thoughtful resource management, meaningful inputs during key decisions, and the quiet yet essential support that strengthens the company’s foundation and growth.
Ms. Aarcha D/o. C V Raveendran is residing at Cherussery House, Madambi Lane, Poothole, Thissur. She is a B.Tech graduate, presently she is an active director having portfolio of business development activities and financial planning
Ms. Aarcha Cherussery is a B.Tech graduate and has been serving as Director since 2017. She plays a key role in overseeing strategic functions and supporting the company’s overall growth.
Ms. Gadha Cherussery is a B.Tech graduate and has been serving as Director since 2021. She actively contributes to the organisation’s business development initiatives and operational planning.
I am from a middle-class family, and my biggest dream has been to build my own house. My monthly salary was insufficient to realise my dream, and I felt very depressed. Then my friend suggested that I approach Cherussery Finance for a personal loan. I visited their branch and I couldn’t believe in just a matter of hours my personal loan application was approved. The interest rate was affordable. Now I live happily in my beautiful home. I and my family owe a lot to Cherussery Finance for making our life happier.
My daughter is now in her 3rd year at college. Unexpectedly we received a marriage proposal for her. They didn’t ask any dowry, but I was facing severe financial difficulties as all my savings were used up to build my home. Luckily I saw an advertisement by Cherussery Finance about their hassle-free gold loan scheme. I went to their branch near my home, and applied for gold loan which was approved instantly and I got the maximum possible value for the gold ornaments. The interest rate was very low. We conducted our daughter’s marriage in a grand manner. Thank you Cherussery Finance for the timely assistance.
Due to the Covid 19 crisis, my business suffered losses. The only way to survive was to expand my business to increase sales. I didn’t have any access to capital for business expansion. I applied for Cherussery Finance business loan. They asked for a few documents and approved my application very fast. Now my business is running successfully. The credit goes to Cherussery Credits.
I have been running a tyre retreading business. I wanted to upgrade my business and was looking to take a dealership of a reputed tyre brand. The problem was the investment. I approached Cherussery Finance and asked them if I’m eligible for a business loan. They were more than happy to help me, and my loan was granted smoothly. Now I’m the proud dealer of a leading tyre brand. Thanks to Cherussery Finance for my success.
I work in a small private firm, and my elder son finished his Plus 2 six months back. He wanted to join an engineering college, but our financial situation was not good. We were very upset. I enquired about personal loans offered by various financial agencies, and finally I decided to apply for loan from Cherussery Finance. I initially thought it would be a very complex procedure and would require lots of paperwork. But surprisingly, the whole procedure was simple. An the best part is the low interest rate. Our loan was granted in a couple of hours. The next day my son took admission in a good engineering college. Thanks to Cherussery Finance. GL
